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Copyright 2000 Hawaii Credit Union League, 1654 South King Street, Honolulu, Hawaii 96826. All rights reserved. Certain names, logos, designs, titles, words or phrases in this publication may constitute trademarks, service marks, or trade names of Hawaii Credit Union League or other entities. All other brand and product names are trademarks, registered trademarks or service marks of their respective holders.
Hawaii Credit Union League, hereby authorizes any person to view, copy, print and distribute documents published by Hawaii Credit Union League on the World Wide Web for non-commercial use and information purposes only. Any copy of this document or portion thereof must also include the copyright notice. Each individual documents published by Hawaii Credit Union League on the World Wide Web may contain other proprietary notices and copyright information relating to that individual document.

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References to corporations, their services and products, are provided "as is" without warranty of any kind, either expressed or implied. In no event shall Hawaii Credit Union League be liable for any special, incidential, indirect, or consequential damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this information.

Disclaimer Information

This publication by Hawaii Credit Union League may include technical inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in new editions of the publication. Hawaii Credit Union League may make improvements and/or changes in the product(s) and/or the programs described in this publication at any time without notice.