Credit Union Solutions

HCU Services Corporation (HCUS) performs the procurement process for products and services that offer cost-effective solutions to member credit unions. Through "cooperative purchasing," HCUS harnesses the buying power of credit unions to establish a single dominant presence in the market place.  HCUS staff conducts research based on the collective needs of credit unions, identifies the best service providers, negotiates favorable terms and conditions, awards contracts, markets programs to credit unions, and administers programs.  Strategic business partners are selected on their ability to provide turnkey solutions, exceptional service, and competitive pricing.  Prior to entering into a marketing agreement, HCUS investigates the company's viability, innovation, use of technology, and alignment with the credit union philosophy of "People Helping People."  HCUS promotes the "one-stop-shop" concept and is committed to helping affiliated credit unions succeed.


AUDITING SERVICES



CU Pacific Audit Solutions, LLC
Provides professional auditing, including fraud audits and bond claims assistance, accounting, and related services exclusively to credit unions at competitive prices. Contact Tracey Itoman


CARD PROGRAMS

FIS 
Offers complete turnkey credit card processing services inclusive of card issuing, risk management, plastics, and marketing services that take credit programs from setup and launch to market retention and support. 


LSC
Offers low-cost debit card program and a suite of prepaid card programs, including VISA Gift Cards, VISA Travel Money Cards, and General Purpose Everyday Spend Prepaid Debit cards. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


CONTRACT RENEGOTIATING SERVICES



JMFA – Contract Optimizer 
Provides a free expert analysis of your service contracts to discover areas of savings and improved service.  By managing the process, JMFA saves your staff time and provides unbiased recommendations. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


DOCUMENT DESTRUCTION AND STORAGE


Access Information Management
Provides premier records storage, document management and imaging, off-site media vault, and document destruction on Oahu, Maui, Hawaii, and Kauai. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


ELECTRONIC LIEN AND TITLE SERVICE


Dealertrack Collateral Management Services, Inc.
Provides expertise in title administration, including electronic lien and titling, and is among the largest title management companies in the United States.  Affiliation with all 50 states gives CMS insight into evolving legislation impacting the titling process. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


FINANCIAL MANAGEMENT PROGRAMS


CUNA Mutual Group Members Financial Services
Helps credit union members reach their financial goals through comprehensive personal financial management program. Contact This email address is being protected from spambots. You need JavaScript enabled to view it. or This email address is being protected from spambots. You need JavaScript enabled to view it.


FINANCIAL SERVICES SOLUTIONS

Harland Clarke
Provides payment, marketing, and financial services solutions including checks and accessories; ATM, credit/debit card manufacturing and personalization; mystery shopping; consumer education; and youth marketing. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


HIGH-YIELD LOAN PARTICIPATION NETWORKS 

LendKey powers the cuStudentLoans private student loan program, which has common underwriting and pricing as well as loan participation to enhance risk mitigation.  

LendKey's home improvement loan participation program, which has common underwriting and pricing, helps Hawaii credit unions access loans from prime homeowner borrowers across the United States at an average net yield near 6.00%, inclusive of credit default insurance protection.
Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


INSURANCE PRODUCTS


CUNA Mutual Group
Offers a wide variety of insurance products, from bond coverage to credit disability and term life. Lending expertise also helps credit unions increase loan portfolios.  Contact This email address is being protected from spambots. You need JavaScript enabled to view it. or This email address is being protected from spambots. You need JavaScript enabled to view it. 

 


Farmers Insurance Hawaii
Offers special group discount vehicle and other insurance programs, including homeowners, renters, cancer, long-term care, and personal umbrella coverages. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.  


LENDING SOFTWARE SOLUTIONS FOR CREDIT UNIONS

CU Direct
Offers a diverse, extensive library of products and services designed to help credit unions advance lending programs and achieve overall portfolio success.

CUDL AutoSMART utilizes a co-branded, state-of-the-art, auto-buying research and shopping tool for credit unions and their members, providing the most complete library of automobile shopping resources available online. 
Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


MASS COMMUNICATION SYSTEM

Comprehensive notification system keeps everyone informed before, during, and after all events whether emergency or non-emergency. Enables users to send notifications to individuals or groups using lists, locations, and visual intelligence.
 

MEMBERSHIP ENHANCEMENT PROGRAMS

Love My CU Rewards
Offers exclusive incentives from U.S.-based companies to increase membership and satisfaction while providing an economic stimulus and reinvesting in community services.  Receive free marketing kits and more when your credit union signs up.


Sprint Wireless Services
Makes membership even more valuable by offering exclusive discounts. Marketing incentives make it profitable and free marketing materials make it simple. Credit unions also receive revenue sharing opportunities. 
Contact This email address is being protected from spambots. You need JavaScript enabled to view it.

AutoCash
Provides a member reward certificate to reduce the risk of having your member loan “flipped” at the dealer. Depending on the dealer visit outcome, your member receives a free $20 gas or $50 Visa gift card. AutoCash is 100 percent cost-free for your credit union. Contact This email address is being protected from spambots. You need JavaScript enabled to view it. 

 

Diebold Nixdorf
Bridges the physical and digital worlds of cash and consumer transactions conveniently, securely and efficiently and delivers unparalleled services and technology essential to evolving in an ‘always on’ and changing consumer landscape. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.

LSC
Provides cutting edge mobile solutions to attract and retain members. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


OFFICE SOLUTIONS

Excalibur Print Systems & Supplies (formerly Cartridge World Honolulu)
Hawaii’s premier laser printer management company offers lower cost printer cartridges to full-service fleet management. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


OVERDRAFT PRIVILEGE PROGRAM



John M. Floyd & Associates
Provides a valuable, fully compliant service to members.  Your credit union receives recommendations for disclosures, notifications, member education materials, and procedural changes reviewed by state and federal examiners without criticism or negative remarks. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.


VENDOR MANAGEMENT/BUSINESS CONTINUITY/DISASTER RECOVERY/INFORMATION SECURITY

Buckley Technology Group
Provides credit unions with the expertise, products, and services to protect information assets, secure technology systems and manage data productively, vendor risk management, business continuity, information security, e-commerce, and web site compliance. Contact This email address is being protected from spambots. You need JavaScript enabled to view it.